By rahwana Kamis, 07 Juli 2016 Life to the Max Working on an interesting (well, to me , anyway) life case: Gentleman is 57 years young, and recently retired(!). When he chose his pension ...
By rahwana 06.15 Industry Kudos This year's crop of National Underwriter Industry Elite Award winners has just been announced. As a past winner myself, I was pleased t...
By rahwana Rabu, 06 Juli 2016 MidWeek Potpourri ■ For the most part, "Limited Benefit" (aka MiniMed) plans have been verboten by the ObamaTax. Which is a shame, since they coul...
By rahwana Selasa, 05 Juli 2016 Bites the dust Connecticut joins the parade of failed Obamacare exchanges. Unexpectedly. The reason? "The move stems from an order, made Thursday, [Ju...
By rahwana 11.42 Still another 3000% Rate Decrease This never gets old: As we've previously mentioned , Grandmothered plans often renew mid-year (that is, not on January 1), and very few ...
By rahwana 06.22 #ObamaCareFail Unlucky Number 13 It's no surprise that ObamaPlan enrollment numbers continue to decline , but the sheer magnitude of that drop off is surely something t...
By rahwana Jumat, 01 Juli 2016 Friday LinkFest - UPDATED [Scroll down for update] ■ First up, the folks at Employee Benefit News ask a rather interesting question: " Should HSAs and 401(k)s ...
By rahwana Rabu, 29 Juni 2016 From the P&C Files: Halt (Production)! This is interesting: A few days after the Orlando nightclub terror attack, the TV show "The Last Ship" postponed its season premie...
By rahwana Senin, 27 Juni 2016 IB In The News Well this is nice: The folks at PR Newswire have published a list of insurance-related sites that " do a good job with promoting and co...
By rahwana 07.25 Settling for Life We've written before about viaticals , which are generally used by folks with end-of-life financial needs. But there's another, rela...
By rahwana 10.22 Waivin' in the wind We've written before about group plans suspending spousal coverage, or applying a penalty to employees whose spouses have access to cov...
By rahwana Rabu, 22 Juni 2016 Potential Good Small Employer News Yesterday, I met with a couple who own their own small business, and had recently hired their first employee. They wanted to offer health in...
By rahwana 06.00 Interesting LTCi Idea So, have a client interested in Long Term Care insurance (LTCi), with some provisos. First, they are very concerned about potential rate in...
By rahwana Selasa, 21 Juni 2016 Hotdoggin' it with Oscar Almost three years ago, Bob wrote about the travails of a New York-based health insurance start-up called Oscar. The fledgling carrier's...
By rahwana Senin, 20 Juni 2016 Monday Morning Linkage ■ We first noted the Institute for Clinical and Economic Review (ICER) back in May, noting how it so closely resembled the famed Independe...
By rahwana Jumat, 17 Juni 2016 Friday Afternoon Hat Trick The Political Hat No, not three posts, but one very interesting - and provocative - post from a blog friend: " Rationing Healthcare, Mi...
By rahwana Kamis, 16 Juni 2016 Absolutely Amazing Customer Service Experience Over the years, we've been pleased to blog on some really exceptional customer service experiences ( here and here , for example). And ...
By rahwana 10.45 Pot Luck Health Wonk Review This week, Chris Fleming hosts the venerable HWR, and it's a doozy. Lots of thought-provoking posts, along with really helful context. ...
By rahwana Rabu, 15 Juni 2016 Another 3000% Rate Decrease Report Remember this? I recently received renewals for some Grandmothered major medcial plans with August effective dates. Let's see how they ...
By rahwana Selasa, 14 Juni 2016 Conflicting Fees As previously noted, many carriers have decided to stop paying commissions on new health insurance business written between Open Enrollment...
By rahwana Senin, 13 Juni 2016 Outstanding Compassionate Carrier Trick Just now via email: " UnitedHealthcare and Optum, the health benefits and services companies of UnitedHealth Group, are taking immediat...
By rahwana 06.32 Top O'The Week Linkfest ■ LifeHealthPro's AllisonBell has some disheartening news about critical illness plans: " Officials are ... thinking about the pos...
By rahwana Jumat, 10 Juni 2016 Another Friday InHealth Update Not much has changed since last week, as the DOI is still noodling through how to proceed. One issue which had flown under the radar has to ...
By rahwana Kamis, 09 Juni 2016 Tightening the Screws As The ObamaTax continues to auger in , the Rocket Surgeons in DC© have the perfect solution: Less choice! " The government's move ...
By rahwana Selasa, 07 Juni 2016 Another Day, Another InHealth Update Via co-blogger Patrick , some interesting news on the InHealth front, clarifying some things we already knew: " Today, the Ohio Departm...
By rahwana 08.21 SEP Clarification The folks at CMS (Centers for Medicare & Medicaid Services) emailed to let us know that they have an updated list of the 6 Special Enro...
By rahwana Senin, 06 Juni 2016 From the Mailbag: Interesting HSA scenario Health Savings Accounts (HSAs) are generally pretty transparent; after all, there aren't a lot of moving parts: a compliant health insur...
By rahwana 06.26 MedMutual Update L ast week, Medical Mutual of Ohio announced that it would pay no commissions on plans written for folks coming to them from InHealth. Th...
By rahwana Jumat, 03 Juni 2016 InHealth Mutual - A Week Later [UPDATED] So it's been a week , and I sent this out to my InHealth clients; it occurred to me that IB readers might find it interesting , as well...
By rahwana Kamis, 02 Juni 2016 Late-week LinkFest ■ First up, via FoIB Jeff M, this little factoid: " North Carolina Leads The Nation In Health Insurance Mandates " Most folks lik...
By rahwana 07.16 Frustrating Carrier/DOI Trick As regular readers know, Ohio's O'Care Co-Op, InHealth Mutual, bit the dust last week. This morning, Medical Mutual of Ohio let us...
By rahwana 06.19 Health Wonk Review: Springin' out edition David Harlow hosts this week's roundup of interesting and provocative health policy related posts . From Ibsen to telemedicine to the ...
By rahwana Rabu, 01 Juni 2016 Rocket Robin Hood As in "rocket surgeon" Robin Hood: " The risk adjustment program was designed to dissuade insurers from targeting only health...
By rahwana Selasa, 31 Mei 2016 Something You Don't See Everyday And now for something completely different. According to the NY Times , the details of Obamacare were revealed to the IRS in a "by spec...
By rahwana 11.22 Breaking UHC News From UHC via email: " Next year UnitedHealthcare will offer individual plans through the Exchange in a limited number of states. This ...
By rahwana 08.32 Stupid Vendor Tricks I've always believed that the best way to do business is to look for ways to do business; that is, throw up as few roadblocks as possib...
By rahwana Jumat, 27 Mei 2016 InHealth Collapse: Immediate Aftermath So I reached out (via email) to my InHealth clients today: " Yesterday afternoon, the Ohio Department of Insurance placed InHealth into...
By rahwana Kamis, 26 Mei 2016 BREAKING: InHealth Mutual Now Under DOI Control [UPDATED] [From email just now] " COLUMBUS - Lt. Gov. Mary Taylor was appointed receiver for Coordinated Health Mutual, Inc. today following the ...
By rahwana 11.40 ACA-related Spelling Problems [UPDATED!] Folks keep misspelling " 3,000% rate decrease ." For instance: " Most health insurers in Pennsylvania are pressing for double...
By rahwana Rabu, 25 Mei 2016 Of Belly Dances and Obamacare Quick update on how our tax dollars are being spent to promote and enroll people in Obamacare. A recent audit of the Nevada state Obamacare ...